Free payoff calculator

$1,500 at 18.99% APR: ~$24/mo in Interest Alone

At minimum payments, $1,500 at 18.99% APR takes about 8 years to pay off. Calculate your exact payoff date, compare avalanche vs snowball, and get a free plan — no signup.

The Cost of $1,500 at 18.99% APR

At 18.99% APR, a $1,500 balance accrues approximately $24 in interest per month. At minimum payments of $30/mo, it takes about 8 years and 4 months to pay off. Doubling your payment cuts that to roughly 2 years and 9 months.