Free payoff calculator
Your $700/mo minimum doesn't even cover the ~$729/mo interest at 24.99%. Find out exactly how much you need to pay to make progress — free calculator, no signup.
At 24.99% APR, a $35,000 balance accrues approximately $729 in interest per month. At minimum payments of $700/mo, it takes about 30+ years to pay off. Doubling your payment cuts that to roughly 3 years.