Free payoff calculator
Your $70/mo minimum doesn't even cover the ~$73/mo interest at 24.99%. Find out exactly how much you need to pay to make progress — free calculator, no signup.
At 24.99% APR, a $3,500 balance accrues approximately $73 in interest per month. At minimum payments of $70/mo, it takes about 30+ years to pay off. Doubling your payment cuts that to roughly 3 years.