Free payoff calculator

$25,000 at 24.99% APR: Your $500 Minimum Won't Pay It Off

Your $500/mo minimum doesn't even cover the ~$521/mo interest at 24.99%. Find out exactly how much you need to pay to make progress — free calculator, no signup.

How Long to Pay Off $25,000 at 24.99% APR?

At 24.99% APR, a $25,000 balance accrues approximately $521 in interest per month. At minimum payments of $500/mo, it takes about 30+ years to pay off. Doubling your payment cuts that to roughly 3 years.