Free payoff calculator
Your $240/mo minimum doesn't even cover the ~$250/mo interest at 24.99%. Find out exactly how much you need to pay to make progress — free calculator, no signup.
At 24.99% APR, a $12,000 balance accrues approximately $250 in interest per month. At minimum payments of $240/mo, it takes about 30+ years to pay off. Doubling your payment cuts that to roughly 3 years.