Free payoff calculator
Making only minimum payments on $10,000 at 20.99%? That's 10 years and ~$175/mo in interest. See how extra payments slash your timeline — free calculator, no signup.
At 20.99% APR, a $10,000 balance accrues approximately $175 in interest per month. At minimum payments of $200/mo, it takes about 10 years to pay off. Doubling your payment cuts that to roughly 2 years and 10 months.