A clearer way to pay offcredit card debt.
Make a real plan for your cards, see your debt-free date, and keep going with guidance that fits real life.No shame. No impossible budget. No judgment.
Start with the free credit card debt payoff calculator, compare pricing, or read our payoff guides.
>Watch Demo (20 sec)
Your data stays yours
- Read-only bank connection — we can never move your money
- 256-bit encryption, end-to-end
- No credit check required
Planning estimates, not guaranteed outcomes.
No credit card required.
Illustrative example
$12,847
Starting debt
$0
Debt-free!
18 months • 4 cards • Avalanche
Assumes $350/mo at 23% APR across 4 cards. Not a guarantee; results vary.
A plan that flexeswith your life
See your full picture. Know exactly what to pay. Feel the progress.
Your Payoff Plan
See exactly what to pay and when. Built around how you actually live, not some perfect budget you'll never follow. Choose from Avalanche, Snowball, or Hybrid strategies—tailored to your situation.
*Illustrative scenario: $9,000 total debt at 23% APR, $350/mo payments, avalanche vs. minimums. Not a guarantee; results vary.
A Coach That Gets It
Most apps just show charts. SnapFree learns how you actually spend and keeps you moving toward freedom.
AI-powered guidance—not a licensed financial advisor.
- •Spending Pattern: "Weekend spending spikes compared to weekdays."
- •Payoff Scenario: "Move $2K to Card B to reduce interest costs."
- •Subscription Purge: Find the hidden charges you forgot about.
Auto-Sync Cards
Connect via Plaid. Your balances, APRs, and due dates update automatically.
Smart Reminders
Never miss a payment. Get reminders 3 days before and on your due date, plus weekly progress summaries.
Your Data Is Your Business
Read-only access via Plaid—no lending, and we can never move your money. AES-256 encryption. We never sell your data.
Simple Pricing
Start free. Upgrade when ready.
Your path tofreedom starts here
See what happens when you finally have clarity
